Residential
Housing development in Querétaro
48 middle-income houses in El Marqués on 2.3 hectares of land with a guaranteed Infonavit exit.
9.4% APR18 months
Real estate crowdlending — Mexico, 2026
Lend to Mexican real estate from $1,000 MXN
Rtypmx connects investors with vetted developers: houses, apartments, industrial warehouses and commercial spaces that fund their growth with fixed returns.
Get open projects by emailZero fees for investors. Minimum ticket $1,000 MXN.
- 8.9%
- Average net annual return in 2025
- $482M
- MXN funded to date
- 14,700
- Registered investors
- 0
- Unrecoverable defaults
What is real estate crowdlending?
Many investors, one single brick
Real estate crowdlending is a collective financing model where dozens or hundreds of individuals lend small amounts to a developer or property owner to build, acquire or refurbish a real estate asset. In exchange, each investor receives fixed interest and gets their principal back when the project is sold or refinanced.
Unlike buying a whole property, you do not become the owner: you lend money secured by a first or second lien mortgage. That drops the entry ticket from millions to just $1,000 MXN and removes notary, maintenance and management costs.
Fixed return
Every project publishes its nominal annual rate before you invest. No surprises, no hidden fees.
Real collateral
Every loan is backed by a mortgage recorded at the local Public Property Registry.
Short terms
Most projects mature between 6 and 24 months, much faster than a direct real estate investment.
True diversification
With $10,000 MXN you can spread your money across ten different projects in different cities and sectors.
How Rtypmx works
Four steps to lend to a project
- 1
Sign up in 3 minutes
Create your account with your CURP and a valid government ID. We comply with the obligations of the CNBV and the Fintech Law.
- 2
Browse the projects
Study the full file: location, appraisal, blueprints, developer track record, target rate and recorded collateral.
- 3
Lend from $1,000 MXN
Pick your amount, sign the mortgage-backed loan agreement with e.firma and transfer your contribution by SPEI.
- 4
Receive monthly interest
The project repays principal and interest on the agreed schedule. Reinvest or withdraw to your CLABE at no cost.
Representative projects
From residential bricks to industrial parks
These are the asset types we finance at Rtypmx. Every quarter we publish 8 to 14 new opportunities across the country.
Apartments
Residential tower in Guadalajara
62-unit building in Providencia with 71% of pre-sales placed before ground breaking.
10.1% APR24 months
Industrial
Logistics warehouse in Monterrey
Class A 12,800 m² warehouse in Apodaca leased for 10 years to a global logistics operator.
8.6% APR12 months
Factory
Textile plant in Puebla
Expansion of a textile manufacturing plant in Tehuacán with export contracts to the United States.
9.8% APR20 months
Retail
Retail plaza in Mérida
Neighborhood shopping center with 22 retail units, a national supermarket anchor and 92% of leases pre-signed.
9.2% APR16 months
Office
Office building in Mexico City
Refurbishment of a premium office building in Polanco, 4,600 m² of rentable space with LEED Gold under way.
8.9% APR22 months
Why Rtypmx
The due diligence you would do, done for you
Four-layer analysis
Every project goes through credit committee, independent appraisal, legal review and on-site visit before it is published.
Regulated in Mexico
We operate under the Law to Regulate Financial Technology Institutions with oversight from the CNBV.
Protected capital
Investor funds are kept in segregated accounts at authorized banking institutions.
Radical transparency
Every quarter we publish our default rate, non-performing loans and the status of each active project.
Get projects before everyone else
Subscribe to the Rtypmx newsletter
Every Tuesday we send the opportunities opening that week, a short risk summary and data about the Mexican real estate market. No spam, unsubscribe anytime.
Frequently asked questions
Everything people ask us
- How much do I need to start?
- The minimum ticket per project is $1,000 MXN. You can fund your account via SPEI at no cost from any Mexican bank.
- Is Rtypmx regulated?
- Yes. We operate under the Law to Regulate Financial Technology Institutions (Fintech Law) published in 2018, with oversight from the CNBV, Condusef and Banxico.
- What happens if a project doesn't pay?
- Every loan carries a first or second lien mortgage. If the developer defaults, we launch the recovery process through foreclosure and the auction of the property.
- Do returns pay taxes?
- Yes. Interest earned is taxable income before the SAT. Rtypmx withholds the corresponding income tax and delivers your annual tax certificate.
- Can I withdraw my money before maturity?
- Principal is released at the end of the project. However, we offer a secondary market where you can sell your position to other registered investors.